Mr$.$ Deneau accumulated $$117,000$ in an RRSP He converted the RRSP into a RRIF and started to withdraw $$1200$ at the end of every

month from the fund. If interest is $10\mathrm{.}15\%$ compounded semi$-$annually, for how long can Mr$.$ Deneau make withdrawals? State your

answer in years and months $($from $0$ to $11$ months$).$

He can make withdrawals for year$($s$)$ and month$($s$).$