Mr. Harvey hopes to retire in 41 years. His plan is to deposit $6,000 into a savings account at Herscher Community Bank at the beginning of each of years 1 - 18, and then $8,000 at the beginning of each of years 19 through 41. If he can earn a 4% average annual rate of return on his growing balance, how much money should he have by the time he retires (at the end of year 41)? O A. $672,195.00 O B. $464,688.21 OC. $699,082.79 OD. $664,195.00 O E. $638,649.03