Mr. X stole his roommate's credit card and, after impersonating the card's true owner, ran up $5,000 in charges at the nearby mall and luxury hotel. He then disposed of the card. Later that month, the credit card company sent a bill (through the mail) to the victim (Mr. X's roommate) for all of Mr. X's fraudulent charges. Furious, the roommate reports Mr. - X's conduct to the police. As a result, the defendant is charged with mail and wire fraud. He is NOT guilty of mail fraud because: Select one: Q a. he never personally used the mails. O b. the credit card company's use oThe mails was foreseeable. O c. 'the credit card company's use of the mails was not \"in furtherance" of the fraud. 0 d. the credit card company's use of the mails was foreseeable and "in furtherance" of the fraud