Ms. Dory asks Axis Bank to lend her Rs. 100 today. She says she will not be able to pay anything at the end of the first & second years but will pay the entire loan amount due at the end of 3rd year.

Tenor

Borrowing/Lending Rates

1 yr

3.5%

2 yr

5.5%

3 yr

7.5%

What combination of products would enable Ms. Dory to ascertain the amount that should be repaid at the end of 3 years?