Name at least 2 of the largest crime exposures facing a business organization today. How would the company best mitigate each exposure? Try to focus on risk control measures rather than risk financing measures. (2 points)

Discuss inventory shortages and coin operated machines type exposures. Would a company have coverage on their crime policy for either of these exposures? If so, under what conditions would there be coverage? (2 points)

If an employee is found guilty of a theft, would there be coverage for the incident? When would coverage be in question (unavailable) with an employee incident? Explain your reasoning. (2 points)

Discuss auto coverage for employees. Under what legal doctrine are employers liable for their employee’s negligence while driving an auto while working. Would there be coverage for employee’s use of their own vehicles for business? (2 points)

Name and describe the 3 distinct duties of the insurer with regard to auto coverage. Provide examples if it helps explain the duties. (3 points)

Explain the 3 physical damage coverages provided in the Business Auto Policy. What types of perils are covered under each? (2 points)

Explain the difference between filed and nonfiled classes of business. (2 points)

Name and describe 2 of the larger nonfiled classes of business (2 points)

Describe the 3 common types of ocean marine policies and describe what types of incidents would be covered under each of them. (3 points)