NAME FOUR TVPES OF NEGOTIABLE INSTRUMENTS? WHAT J DOES "NEGOTIABLE" MEAN?" (i.e. "substitute for") NAME SIX REQUIREMENTS FOR "NEGOTIABILITY" OF AN INSTRUMENT. HOWLONG BEFORE A CHLCK BECOMES STALE? WHO (PROBABLY) "LOSES" (i.e. BEARS THE RISK OF LOSS) IF SOMEONE BREAKS INTO YOUR HOUSE, STEALS YOUR CHECKBOOK, AND THEN CASHES THE FORGED CHECK ON YOUR ACCOUNT AT ANOTHER BANK? If you didn't fully trust someone who wanted to buy your car, between a "cashier's check" and a "certified check", which of the two would you prefer to take as payment