$.$ Natasha, who is $37,$ and her husband Tyrone, who is $42,$ have been members of a superannuation fund for many years. They have two children under $18$ years old. Unfortunately, Tyrone is tragically killed in a road accident. The superannuation fund permits death benefits to be paid as a lump sum or as an income stream. Provide your advice to Natasha about the advantages and disadvantages of her taking a lump sum compared to an income stream and the taxation consequences of each option.