n/Downloads/FM2e-Chapter%203.pdf each of the five years after that. What amount of money, deposited today, will provide these funds if you can earn at an annual interest rate of 6%? 11. (Future value of an ordinary annuity) If you save $5,000 at the end of each year for 15 years, how much will you have accumulated if you can earn at an an- nual interest rate of: 21. a. 6%? b. 10%? (Future value of an ordinary annuity) If you can earn at an annual interest rate of 8% per year, how much will you have accumulated if you save $3,000 at the end of each of the next: c. 12%? d. 15%? 12. 22. 23. a. 5 years? b. 10 years? c. 15 years? d. 20 years