Ned Smith is the sole proprietor of Smith Custom Commercial Kitchen Builders. Ned is the named insured under a CGL policy he purchased to cover his business. Which of the following also has insured status under Ned's CGL policy?

$($Search Chapter $7)$

a$.$ As sole proprietor, only Ned has insured status under the policy.

b$.$ Ned's subcontractors

c$.$ Ned's creditors

d$.$ Ned's wife