need help got stuck in both questions

Question 9 (1 point) Karan Singh wants to accumulate CAD 190,000 in next 8 years so he can buy his own home. Rate of return is 2.896 but he is not sure what amount of money he should put aside at the beginning of each year to achieve his goal? Calculate the Payments (Annuity in Advance) A/ Question 10 (2 points) Canadian government has just lowered the interest rates to 3.8% for house financing. In the meantime, Aman has come across a property which will be worth 234,000 in next 6 years. Considering the monthly compounding effect, what will be the value of this property today