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the lesson by answering the following questions. Choose by checking of the bullets that represents the correct answer 1. The time value of money is the idea that money available at the present time is worth more than the same amount in the future due to its potential earning capacity. o True o False 2. The time value of money is the idea that money available at the present time is worth more than the same amount in the future due to its potential earning capacity. o True o False 3. In any investment scenario, you can calculate an unknown value if you have any four of the the five values, interest rate, Payment amount, Number of periods, present value and future value True False 4. Amortization schedule applies a payment to interest first then to principal. o True False 5. Prior to making any purchasing decisions on credit, it is advisable to decide if the item is More meaningful than saving and investing Worth the additional interest payment if you could not pay in full o Is worth the opportunity cost of giving up future potential earning o All the above 6. What type of interest does accumulate the most wealth? o Simple interest 0 Mixed interest O Variable interest o Compound interest 7. Which one of the following is NOT part of the characteristics of APR? APR is lower than stated interest rate on a credit card o APR is higher than state interest rate on a credit card o APR is higher than the Prime Rate o APR is divided by 365 to derive DPR 8. If you invest one dollar at 6% simple annual interest, you are sure to collect a future value of o $1.06 o $1.12 o $1.00 o $0.94 9. If you invest one dollar at 6% annual interest compounded daily, you ar sure to collect a future value of_ o Less than $1.06 o Exactly $1.06