Need help understanding. thank you!

Exercise 6-17 (Algo) Present value calculations Appendix LO 6-10 Using a present value table (Table 6-4 and Table 6-5), calculate the present value for the following: Note: Use the appropriate value(s) from the tables provided and final answers to the nearest whole dollar. Required: a. A car down payment of $9.100 that will be required in two years, assuming an interest rate of 14% b. A lottery prize of $18.4 million to be paid at the rate of $920.000 per year for 20 years, assuming an interest rate of 14% c. The same annual amount as in part b, but assuming an interest rate of 18%. d. A financing lease obligation that calls for the payment of $25,000 per year for 10 years, assuming a discount rate of 10%