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Need some guidance on the following: Discuss how each of the following factors can potentially affect personal financial planning in New Zealand. Use examples to

Need some guidance on the following:

Discuss how each of the following factors can potentially affect personal financial planning in New Zealand. Use examples to supplement your discussion when necessary. 1. Macroeconomic growth and business cycle 2. The life cycle of financial plans 3. Financial technology (i.e. fintech)

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