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Question 8 0.6 out of 0.6 points A macroeconomic factor that affects the housing market adversely is Answers: inflation and recession higher unemployment rates. lower interest rates. a. and b. Question 9 O out of 0.6 points The is a legally binding agreement that sets the terms of the property transaction to which the buy and seller agree. Question 10 0.6 out of 0.6 points If you buy a $200,000 home with 10% down payment, what will be your mortgage? And if you have a 5% mortgage rate and it's a 30-year mortgage, what will be your mortgage payment? Answers: $200,000; $2,000 $180,000; $966 $160,000; $635 $140,000; $320