Nicholas Fredich placed an advertisement in a

newspaper seeking applications for the job of

bookkeeper. He then stole the rsum and identity

of one of the respondents and used the persons

information to apply for a bookkeeping position

at Clean World Engineering, Ltd. After two weeks

of working at Clean World, he claimed he had an

emergency and he took several days off. Then it

was discovered that many checks were missing and

Fredich had forged the checks. Fredich had complete

access to the checks during his employment

at Clean World. Some of these forged checks were

deposited into a bank and paid by MidAmerica

Bank. MidAmerica did not contest the fact that it

paid the checks bearing the forged signatures, but it

argued that Clean World did not exercise ordinary

care. Given these facts, who should bear the loss,

MidAmerica or Clean World? [ Clean World Engineering,

Ltd. v. MidAmerica Federal Savings Bank,

341 Ill. App. 3d 992, 793 N.E.2d 110 (2003).]