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Nicole has a whole life insurance. She is currently paying $1500 annual premium. The cost of receiving $150,000 death benefit for her policy is $138,

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Nicole has a whole life insurance. She is currently paying $1500 annual premium. The cost of receiving $150,000 death benefit for her policy is $138, and the administrative fee charged on her policy is $75. Calculate how much of her insurance premium is added to the policy's cash value in each year. You MUST show your work for credit

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