Noah took out $20,968 in private student loans at 16 percent APR. His cousin Ava took out the same amount of studentloans, but she got a federal student loan with an APR of 4.75 percent. What is the difference in the amounts Noah and Ava will pay for their student loans(over 10 years), assuming the interest starts accumulating on the sameday?

The total amount Noah will pay for his student loan is $____. (Round to the nearestcent.)