(Nonannual compounding using a calculator) Ford's current incentives for customers looking to buy a Mustang include either financing at an APR of 3.8 percent compounded monthly for 60 months or $1,100 cash back. Let's assume Suzie Student wants to buy the premium Mustang convertible, which costs $28,000, and she has no down payment other than the cash back from Ford. If she chooses the $1,100 cash back, Suzie can borrow from the VTech Credit Union at an APR of 5.8 percent compounded monthly for 60 months. What will Suzie Student's monthly payment be under each option? Which option should she choose? a. If Suzie chooses 3.8 percent financing for 60 months to buy the premium Mustang convertible, which costs $28,000, what will her monthly payment be? $ (Round to the nearest cent.)