Norm purchased an accidental death and dismemberment (AD&D) policy through Brightlight Insurance Co. Norm named his son Matthew as the beneficiary of the policy. As a result of an accident, Norm lost his left arm. Which of the following statements about Norm's AD&D policy is CORRECT?

a)The policy will not pay a benefit because Norm was not killed.
b)The benefit will be paid to his beneficiary Matthew.
c)The policy will pay Norm's estate the benefit upon his death.
d)The policy will pay Norm the benefit.