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Of the all the strategies below, which one is the easiest way to improve bank return on equity (assuming that there are no regulatory constraints)?

Of the all the strategies below, which one is the easiest way to improve bank return on equity (assuming that there are no regulatory constraints)?

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Developing more core deposits and investing them in interest-earning assets.

Buying more purchase deposits and investing them in interest-earning assets.

Developing fee-earning business that don't depend on increasing assets.

Buying more purchase funds and using the money to retire equity.

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