Of the people who fished at Clearwater Park today, 48 had a fishing license, and 12 did not. Of the people who fished at Mountain View Park today, 63 had a license, and 7 did not. (No one fished at both parks.) Suppose that one fisher from each park is chosen at random. What is the probability that the fisher chosen from Clearwater had a license and the fisher chosen from Mountain View did not have a license? Do not round your answer. (If necessary, consult a list of formulas.) X