on 4 (hors) (a) Jonathan is applying for a personal loan from a local bank. As part of its standard procedure for loan assessment, the bank has asked him to provide his financial information. Jonathan provides the requested information as follows: Bank Deposits Treasury Bills 3-month Certificate of Deposit Credit Card Balance Listed Stocks Life Insurance Cash Value Current Account Balance Mortgage Loan Residential bungalow house RM 50,000 55,000 50,000 10,000 120,000 125,000 350,000 1,500,000 3,000,000 Required: (i) Prepare a personal balance sheet for Jonathan. (6 marks) (ii) Based on part (i)'s answer, comment and evaluate Jonathan's financial position. Discuss your answer. (5 marks) (iii) Besides Jonathan's net worth, what other factors would a bank consider when evaluating his personal loan application? Justify your answer. (6 marks) 33C Partly sunny