On her 30th birthday, Taylor deposits $19,000 per year into a retirement account with an estimated 8.25% rate of return. She will stop making deposits after her 54th birthday (i.e., she will make 25 total deposits), and her investment will continue to grow until she retires at age 75. Assuming her deposits occur at the beginning of each year, how much money will Taylor have in her retirement account on her 75th birthday?