On November $3,2023,$ Collette, a taxpayer who will use the single filing status, invested in a mutual fund. At the end of the year, the fund paid a total capital gain distribution of $$411.$ Collette's taxable income for the year was $$43,725.$ At what rate will this distribution be taxed?

$0\%.$

$12\%,$

$15\%.$

$20\%.$