on Suppose that your federal direct student loans plus accumulated interest total $$32,000$ at the time that you start repayment and

the interest rate on all the loans is $5\mathrm{.}33\%.$

$($a$)$ If you elect the standard repayment plan of a fixed amount each month for $10$ years, what would your monthly payment be$?$

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$($b$)$ How much would you pay in interest over the $10$ years?

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