On the back of a check "payable to Huan," Huan signs her name and negotiates the item to Ito. To avoid liability on the item if it is later dishonored, Ito should Oa. indorse the check "without recourse." Ob. write, above Huan's signature, "Pay to Ito." c. immediately indorse the check in blank. Od. make a copy of the check and place it in a secure location.