One of the hardest pieces of DATA to get from clients is detailed cash flow information. And yet, it ends up being THE key driver at the heart of so many financial plans. And, as Eric Kies pointed out in one of this week's assigned readings, it's also one of the few things over which clients, if they choose to do so, can exert significant control.

So, let's talk about a.) what strategies we might employ to gather cash flow information, given that most clients have no idea where their money goes, and, b.) the minimal amount of cash flow information we might need for different client scenarios (e.g. describe a client situation where the "pay stub" cash flow statement described in the lecture might be sufficient).