Onshore Bank has $28 million in assets, with risk-adjusted assets of $18 million. Core Equity Tier 1 (CET1) capital is $950,000, additional Tier I capital is $210,000, and Tier II capital is $416,000. The current value of the CET1 ratio is 5.28 percent, the Tier I ratio is 6.44 percent, and the total capital ratio is 8.76 percent.

A. Calculate the new value of CET1, Tier I, and Total capital ratios for the following transactions: The bank issues $2.8 million of CDs and uses the proceeds to issue category 1 mortgage loans with a loan-to-value ratio of 80 percent.

B. Calculate the new value of CET1, Tier I, and Total capital ratios for the following transactions: The bank repurchases $108,000 of common stock with cash .

C.Calculate the new value of CET1, Tier I, and Total capital ratios for the following transactions: The bank receives $508,000 in deposits and invests them in T-bills.