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opens a savings account with a $ 2 0 0 deposit. The loans out the $ 2 0 0 with other funds from other savings

opens a savings account with a $200 deposit. The loans out the $200 with other funds from other savings accounts to who is expanding his business. The local businessman pays back the loan over time with interest and the bank credits the savings account with interest. The individual withdraws money from the savings account to buy a new bike.
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