Oppenheimer Bank is offering a 30-year mortgage with an APR of 4.95% based on monthly compounding. With this mortgage your monthly payments would be $1,982 per month. Inaddition, Oppenheimer Bank offers you the followingdeal: Instead of making the monthly payment of $1,982 everymonth, you can make half the payment every two weeks(so that you will make 52/2=26 payments peryear). With thisplan, how long will it take to pay off the mortgage if the EAR of the loan isunchanged? Note: Make sure to round all intermediate calculations to at least 8 decimal places.

The number of payments will be

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, which is approximately

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years.(Round to two decimal places and enter the years rounded to the nearest wholenumber.)