OZ Bank finances a $250,000 2-year fixed-rate loan with a $300,000 1-year fixed-rate CD. Use the repricing model to determine (a) the OZ Bank's repricing (or funding) gap using a 1-year maturity bucket, and (b) the impact of a 50 basis point (0.005) decrease in interest rates on OZ Bank's annual net interest income? a. -$200,000; -$1,500. b. $0; $0. C. -$300,000; -$1,500. d. -$300,000; +$1,500. e. +$50,000; -$1,500