Part I: Tax Credit Calculation Assume you are a family of 4 (2 adults, 2 children) and you have an expected 2019 income of $85,000, do not have an offer of health insurance through your employer and you live at 19 Skyline Drive, Hawthorne, NY 10532 (Westchester, NY) ''In the case of household income (expressed as a percent of poverty line) within the following income tier: Up to 133%, 133% up to 150%, 150% up to 200%, 200% up to 250%, 250% up to 300%, 300% up to 400%

The initial premium percentage is 2.0% 3.0% 4.0% 6.3% 8.05% 9.5%

The final premium percentage is 2.0% 4.0% 6.3% 8.05% 9.5% 9.5%

(Table above taken directly from the ACA, p111)http://housedocs.house.gov/energycommerce/ppacacon.pdf

1. What is your level of Estimated Financial Help?
2. How much is the cheapest plan in true price per month? How much do you pay per month?
3. How much is that per year? As a percentage, how much is that of your total income?
4. If you assume 30% paid in taxes? How much are you paying in health insurance out of your AFTER TAX earnings?
5. What is the name of the 2^nd lowest cost silver plan in your region. (Coverage Type =MEDICAL) Part II: Plan Selection
6. What metal level of health plan would you choose? Why? (Do not go into medical details, stick to the healthcare economics, please!)
7. Which specific health plan would you choose and why?