Part II Mini Cases (40 marks) Show ALL CALCULATIONS. Answers without supporting calculations will be deemed a guess and will NOT receive any credit. Case #1 (20 marks): BOM International Bank has experienced the following trends over the past five years (all figures in millions of dollars): Year 1 2 3 4 5 Net Income After-Tax $3.65 2.75 3.25 3.65 4.00 Total Operating Revenues $34.50 30.10 39.80 47.50 55.90 Total Assets $400.00 315.00 331.00 347.00 365.00 Total Liabilities $373.00 288.00 301.00 314.00 329.00 . . Determine the figures for ROE, profit margin, asset utilization, and equity multiplier for this bank. Are any adverse trends evident? Where would you recommend that management look to deal with the bank's emerging problem(s)