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Phoebe realizes that she has charged too much on her credit card and has racked up $5,000 in debt. If she can pay $250 each

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Phoebe realizes that she has charged too much on her credit card and has racked up $5,000 in debt. If she can pay $250 each month and the card charges 20 percent APR (compounded monthly), how long will it take her to pay off the debt? (round your answer to the nearest integer)

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