Pick a high-ticket item that you would love to buy. State what it is and determine how much it will cost based on whether you rent-to-own, buy it on a credit card over several months, pay for it in cash, or borrow from a bank (is there a minimum amount of money you can borrow from a bank?), or borrow from a payday loan business at the best rate you can find. First, predict which of these methods is going to be the wisest decision, then do the calculations. Include the source (e.g. the name of the bank/lender and a URL or attached image), rates, and total cost of item for each loan type. Is the best decision now different from what you thought it would be? Explain