PLEASE ANSWER ALL THE QUESTIONS!

1))All of these are considered predatory lending except

a) payday loans from an institution such as check into cash.

b) title loans on your automobile.

c) rent-to-own.

d) community credit union home loan

2)According to the Federal Reserve Bank, in 2014, the average household credit card debt was ______________.

a)$15,622

b)$5,765

c)$12,876

d)$20,143

3)After looking over your credit report, you may need to contact the credit bureaus for which of the following?

a)To add another account

b)To correct an error

c)To get rid of negative information

d)All of the options are correct.

5)What mortgage type has an interest rate adjusted every year, so that monthly payments are subject to change every year for the entire 30-year loan term?

a) 5-year balloon mortgage

b) 1-year adjustable-rate mortgage

c) 7-year balloon mortgage

d) 1-in-30 adjustable-rate mortgage