Please answer part 2 and 3. Thank you

#6 and #7 please

original question is #5

5) Calculate the effective annual cost of the following bank credit facility and compare it to the stated rate: a. $12,000,000 line of credit b. 5.8% on amount borrowed c. $9,500,000 average cash shortfall d. 25 bps Origination Fee on commitment amount (.25%) e. 35 bps Non-Usage Fee on unused portion (35%) 6) Re-do the work (use problem 5), assuming the bank includes a 10% compensating balance requirement. What is the effective cost now? Now further assume that the firm needs access to the full $9.5 million (which means it will have to borrow more in order to be able to use 9.5 million). Calculate the effective cost and compare this result to the stated rate