please answer question 18 and 19 and 20 and 21 please answer the 4 questions not just one question

18. Risk in financial decision making is best interpre ted as a. probability of a loss b. the expected value c. uncertainty d. the payback period 19. Wh ich of policy? the following would be consistent with an aggressive working capital a. Using more long-term financing and more short-term financing b. Using more short-term financing and less long-term financing. c. Using more temporary assets and more long-term financing d. Using less short-term financing and more current assets 20. The type of ratio which measures a company's overall performance are the a. profitability ratios b. liquidity ratios c. debt management ratios d. asset management ratios 21. "Pro Forma" financial statements are a. using percentages rather than dollars b. audited financial statements statements c. the quarterly financial statements submitted to stockholders d. forecasted financial statements 22. The optimal capital structure for a company is the one which has the a. highest cost of capital b. lowest beta c. lowest cost of capital d. highest cost of equity 23. A company which pays out the same percentage of their profits as dividends every year is following a a. constant payout ratio b. small regular dividend plus "extras" policy C. stock dividend d. stable dollar payout