Please choose correct option with explanation.

A borrows the amount of $10,000 from his friend B. B will charge interest rate of 4.5% which compounds on quarterly basis. A will repay the borrowed amount along with the compounded interest after 5 years (at the end of 5th year). How much A needs to repay? a. $12,507.51 b. $12,461.82 c. $12,250.00 d. $24,117.14