Please help

Bob bought a late model, low mileage used car for $18,000.00 from Ace Motors on an installment plan after being assured by the owner of Ace Motors that the car had only been "driven by a little old lady once a week to and from the supermarket." Ace Motors had purchased the car at an automobile "salvage auction." Bob had already paid $3,000 on the car when, on a whim, he ordered and received a carfax report that indicated the car had been "totaled" by an insurance company because of flood damage caused by hurricane Katrina. After driving the car on a long-planned trip to California, Bob has offered to return the car to the dealer and demanded return of the $3,000.00. The car is worth only $6, 500.00. Ace Motors refuses to take the car back and Bob seeks your assistance. What are Bob's rights and why? B, wishing to start her own business, borrowed $15,000 from L under an oral agreement in which B agreed to pay L the $15,000 in two years, and C agreed she would pay L if B didn't. L wanted to get the agreement in writing but B assured him that she would pay and a writing wasn't necessary. B refused to make the payment when it became due and L sued B and C for breach of contract. Judgment for whom under New York law today? Explain