please help!

Can Neha and Lorenxo afford this home using the installment debt loan criterion? Next week, your friends Neha and Lorenzo want to apply to the Fourth Global Bank for a mortgage loan. They are considering the purchase of a home that is expected to cost $185,000. Given your knowledge of personal finance, they've asked for your help in completing the Home Affordability Worksheet that follows. To assist in the preparation of the worksheet, Neha and Lorenzo also collected the following information: - Their financial records report a combined gross before-tax annual income of \$125,000 and current (pre-mortgage) instaliment loan, credit card, and car loan debt of $1,823 per month. - Their property taxes and homeowner's insurance policy are expected to cost $3,238 per year. - Their best estimate of the interest rate on their mortgage is 7,5%, and they are interested in obtaining a 15 -year loan. - They have accumulated savings of $44,500 that can be used to satisfy the home's down payment and closing costs. - The lender requires a minimum 20% down payment, and instaliment loan affordabilaty ratios that range from a minimum of 33% to a maximum of 38% Given these results, which statement regarding Neha and Lorenzo's mortgage qualification process and the purchase of their $185,000 target home is rue? Neha and Lorenze do not qualify to purchase their $185,000 target home according to the Instaliment Debt Affordability Worksheet criterion. Neha and Lorenzo qualify to purchase their $185,000 target home according to the Instailment Debt Affordability Worksheet criterion