please help me , i only have 10 minutes

I need the answer fast without explain.

QUESTION 4 You are in desperate need of cash and turn to your uncle who has offered to lend you some money. You decide to borrow 51,398 and agree to pay back $1.824 in 3 years. Alternatively, you could borrow from your bank that is charging 65 percent interest annually Should you go with your uncle of the bank