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What would be the annual percentage yield for a savings account that earned $37.10 in interest on $700 over the past 365 days? (Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places.) Annual percentage yield % What is the annual opportunity cost of a checking account that requires a $700 minimum balance to avoid service charges? Assume an interest rate of 1 percent. Annual opportunity cost Based on the following information, determine the true balance in your checking account. $ Balance in your checkbook Balance on bank statement Service charge and other fees 367 Interest earned on the account 495 Total of outstanding checks 23 Deposits in transit 4 213 66 True balance