please just choose THE CORRECT ANSWERS to finish all MULTIPLE CHOICE thanks a lot

1. The followings are alternatives to foreclosure EXCEPT: A) Restructuring the mortgage loan B) Transfer of the mortgage to a new owner C) Redemption D) Prepackaged bankruptcy 2. A reversion and a remainder are similar in the sense that A) neither is an actunt interest in the property B) neither is considered a future estate C) both cause the property to go back to the grantor after the we. D) both can be mortgaged or sold. 3. A pension fund is making an investment of $100.000 today and expects to receive $2,300 each year for the next seven years. At the end of the seventh year, the capital Investment of $100,000 will be returned. What is the internal rute of return confounded anmally on this investment? A) 296 B) 2.3% C) 3.4% D) 4.7% 4. Laura and Johnny are going to get married after 12 years. They want to have $3.000.000 accumulated for the down payment of purchasing a small house in Yuen Long They expect to earn 5% compounded quarterly on their investments over the next 12 years. How much would they have to put in their investment account in each quarter in order to achieve their goal? A) $43.188 B) $45.992 C) $49,083 D) $56,888 9. Your mother pledges a residential unato a bank and obtains a $2,000,000 reverse mortage loan from a bank with monthly payments over 15 years. If the interest rate of the reverse mortgage loan is 6%, the monthly payment received by your mother is around A) $6,877. B) 56,850. C) $20,787. D) $28,666. 10. Refer to Q.9 above. If unfortunately, you mother passes away after she has received payments for 100 months, bow much you have to pay back to the bank in order to redeem your mother's property? A) 5786,9133 B) 5845,731.4 C) 5889,445.5 D) 5997,6942 11. Which of the following is a disadvantage of Price Level Adjusted Mortgages (PLAM? A) Lenders face high levels of interest rate risk under PLAMS. B) Fewer homebuyers are likely to qualify for financing using PLAMs in comparison to Constant Payment Mortgages (CPMS). C) The price level used to Index PLAMS is based on histork prices and may not be an accurate reflection of future price D) All of the above 12. Which of the following descriptions most accurately reflects the risk position of a FRM lender in comparison to that of an ARM lender? A) B) Latest Rate Risk Default Rok Higher Higher Lower Higher Lower Lower Higher D)