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Please provide the steps to solving this problem using a financial calculator as well as reasonings for certain steps if needed: You just won the

Please provide the steps to solving this problem using a financial calculator as well as reasonings for certain steps if needed:

You just won the lottery, which promises you $440,000 per year for the next 20 years. You receive the first payment today (hint: annuity due). If your discount rate is 9.00%, what is the present value of your winnings?

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