Please show calculations. Finance Calculator.

You plan to purchase a house for $250,000 using a 15-year mortgage obtained from your local bank. You will make a down payment of 25% of the purchase price. Your bank offers you Ihc following 2 options for payments: Mortgage rate of 6.25% and 1.3 points Mortgage rate of 5.50% and 2.6 points. Suppose you are expecting a big inheritance in 10 years; therefore, you are planning to pay off the entire remaining balance on the 10^th anniversary of your purchase. Which option should you choose? Payments are made monthly. Show detailed calculations