Please tell me how can my answer to box 12a is wrong? Did i miss some numbers somewhere?
In 2019, John and Shannon O'Banion, who live at 3222 Pinon Drive, Mesa, CO 81643, file as married filing jointly. John's social security number is 412-34-5670 (date of birth 5/12/1981), and Shannon's is 412-34-5671 (date of birth 11/3/1983). John and Shannon had qualifying health care coverage at all times during the tax year. John's W-2 contained the following information: Wages (box 1) = $ 66,346.74 Federal w/H (box 2) = $ 5,224.75 Social security wages (box 3) = $ 66,346.74 Social security w/H (box 4) = $ 4,113.50 Medicare wages (box 5) = $ 66,346.74 Medicare W/H (box 6) = $ 962.03 Shannon did not work for the year due to a medical condition but did receive unemployment compensation of $2,711 for the year with no federal withholding. In the same year, they had the following medical costs: $ 3,150 10,350 835 Shannon's prescribed diabetes medication Shannon's hospital charges Shannon's regular physician visits Shannon's eye doctor Shannon's diabetes blood testing supplies Insurance reimbursements 75 685 1,910 In addition, they had the following other expenses: $ 4,950 4,170 500 765 State income taxes Real estate property taxes Car loan interest Personal property taxes Cash charitable contributions (made ratably throughout the year to their church) Mortgage interest expense Union dues for John Tax preparation fees 2,135 9,970 575 175 1040 PG 1 1040 PG 2 Schedule 1 Schedule A Page 1 of Form 1040. Use provided information and follow instructions on form. Department of the TreasuryInternal Revenue Form 1040 Service (99) 2019 OMB No. 1545-0074 IRS Use Only-Do not write or staple in this space. U.S. Individual Income Tax Return Filing Status Single Married filing jointly Married filing separately (MFS) Head of household (HOH) Qualifying widow(er) (QW) Check only If you checked the MFS box, enter the name of spouse. If you checked the HOH or QW box, enter the child's name if the qualifying person is one box a child but not your dependent. Your first name and middle initial Last name Your social security number (Enter as XXX-XX-XXXX) John O'Banion 412-34-5670 If joint return, spouse's first name and middle initial Spouse's social security number (Enter as XXX-XX- Last name XXXX) Shannon O'Banion 412-34-5671 Home address (number and street). If you have a P.O. box, see instructions. Apt. no. Presidential Election Campaign 3222 Pinon Drive Check here if you, or your spouse if filing jointly, want $3 to go to this fund. Checking a box below will not City, town or post office, state, and ZIP code. If you have a foreign address, also complete spaces below (see instructions). change your tax or refund. Mesa, CO 81643 You Spouse Foreign country name Foreign province/state/county Foreign postal code f more than four dependents, see instructions and here Standard Someone can claim: You as a dependent Your spouse as a dependent Deduction Spouse itemizes on a separate return or you were a dual-status alien Age/Blindness You: Were born before January 2, 1955 Are blind Spouse: Was born before January 2, 1955 Is blind Dependents (see instructions): (2) Social security number (3) Relationship to you (4) if qualifies for (see instructions): (1) First name Last name (Enter as XXX-XX-XXXX) Child tax credit Credit for other dependents 1 Wages, salaries, tips, etc. Attach Form(s) W-2 1 66,347 2a Tax-exempt interest 2a 2b 3a Qualified dividends 3a b Taxable interest. Attach Sch. Bif required b Ordinary dividends. Attach Sch. B if required b Taxable amount 3b 4a IRA distributions 4a 4b c Pensions and annuities 4c d Taxable amount 4d Standard Deduction for- Single or Married filing separately, $12,200 Married filing inintly or 5a Social security benefits 5a b Taxable amount 5b 6 Capital gain or loss). Attach Schedule D if required. If not required, check here 6 7a Other income from Schedule 1, line 9 7a 2,711 b Add lines 1, 2, 3, 4, 40, 5b, 6, and 7a. This is your total income 7b 69,058 8a Adjustments to income from Schedule 1, line 22 8 Qualifying widow(er), $24,400 Head of household, $18,350 If you checked any box under Standard Deduction, see instructions. b Subtract line 8a from line 7b. This is your adjusted gross income 8b 69,058 9 Standard deduction or itemized deductions (from Schedule A) 9 29,996 10 Qualified business income deduction. Attach Form 8995 or Form 8995-A 10 11a Add lines 9 and 10 11a b Taxable income. Subtract line 11a from line 8b 11b 29,996 39,062 Form 1040 (2019) For Disclosure, Privacy Act, and Paperwork Reduction Act Notice, see separate instructions. Cat. No. 11320B 1040 PG 1 1040 PG 2 Schedule 1 Schedule A Page 2 of Form 1040. Some information does not carry over from Page 1. Form 1040 (2019) John O'Banion Shannon O'Banion Page 2 412-34- 5670 (2) 4972 12a Tax (see inst.) Check if any from Form(s): (1) 8814 (3) 12a 4,495 X b Add Schedule 2, line 3, and line 12a and enter the total 12b 4,495 13a Child tax credit or credit for other dependents 13a 0 b Add Schedule 3, line 7, and line 13a and enter the total 13b 0 14 Subtract line 13b from line 12b. If zero or less, enter -O- 14 4,489 X 15 15 Other taxes, including self-employment tax, from Schedule 2, line 10 16 Add lines 14 and 15. This is your total tax 16 4,489 5,225 17 Federal income tax withheld from Forms W-2 and 1099 17 18 Other payments and refundable credits: a Earned income credit (EIC) 18a If you have a qualifying child, attach Sch. EIC If you have nontaxable combat pay, see instructions. b Additional child tax credit. Attach Schedule 8812 18b c American opportunity credit from Form 8863, line 8 18c d Schedule 3, line 14 18d e Add lines 18a through 18d. These are your total other payments and refundable credits 18e 0 19 5,225 20 Refund 21a Savings Direct deposit? See instructions. 19 Add lines 17 and 18e. These are your total payments 20 If line 19 is more than line 16, subtract line 16 from line 19. This is the amount you overpaid 21a Amount of line 20 you want refunded to you. If Form 8888 is attached, check here b Routing number c Type: Checking d Account number 22 Amount of line 20 you want applied to your 2020 estimated tax 23 Amount you owe. Subtract line 19 from line 16. For details on how to pay, see instructions 24 Estimated tax penalty (see instructions) 22 23 Amount You Owe 24 Name(s) shown on Form 1040 or 1040-SR Your social security number (Enter as XXX-XX-XXXX) John O'Banion Shannon O'Banion 412-34-5670 Part I Additional Income Taxable refunds, credits, or offsets of state and local income taxes 1 1 2a Alimony received 2a b Date of original divorce or separation agreement (see instructions) Business income or loss). Attach Schedule C 3 3 4 Other gains or losses). Attach Form 4797 4 5 5 Rental real estate, royalties, partnerships, S corporations, trusts, etc. Attach Schedule E Farm income or loss). Attach Schedule F 6 6 7 Unemployment compensation 7 2,711 8 Other income. List type and amount 8 9 9 2,711 Part II Combine lines 1 through 8. Enter here and on Form 1040 or 1040-SR, line 7a Adjustments to Income Educator expenses 10 10 11 Certain business expenses of reservists, performing artists, and fee-basis government officials. Attach Form 2106 11 12 Health savings account deduction. Attach Form 8889 12 13 Moving expenses for members of the Armed Forces. Attach Form 3903 13 14 14 15 15 16 16 17 Deductible part of self-employment tax. Attach Schedule SE Self-employed SEP, SIMPLE, and qualified plans Self-employed health insurance deduction Penalty on early withdrawal of savings Alimony paid Recipient's SSN Date of original divorce or separation agreement (see instructions) 17 18a 18a b 19 IRA deduction 19 20 Student loan interest deduction 20 21 Reserved for future use 21 Add lines 10 through 21. These are your adjustments to income. Enter here and on Form 1040 or 1040-SR, line 22 8a 22 0 For Paperwork Reduction Act Notice, see your tax return instructions. Cat. No. 71479F Schedule 1 (Form 1040 or 1040-SR) 2019 THIS FORM IS A SIMULATION OF AN OFFICIAL U.S. TAX FORM. IT IS NOT THE OFFICIAL FORM ITSELF. DO NOT USE THIS FORM FOR TAX FILINGS OR FOR ANY DIDAPATUTULAMALATIVAL 2000 a... La OMB No. 1545-0074 SCHEDULE A (Form 1040 or 1040-SR) Itemized Deductions 2019 Department of the Treasury Go to www.irs.gov/Schedule A for instructions and the latest information. Attach to Form 1040 or 1040-SR. Caution: If you are claiming a net qualified disaster loss on Form 4684, see the instructions for line 16. Internal Revenue Service (99) Attachment Sequence No. 07 Name(s) shown on Form 1040 or 1040-SR Your social security number 412-34-5670 O'Banion Shannon O'Banion Caution: Do not include expenses reimbursed or paid by others. John Medical and Dental Expenses 1 13,185 1 Medical and dental expenses (see instructions) 2 Enter amount from Form 1040 or 1040- 2 SR, line 8b 69,058 3 5,179 3 Multiply line 2 by 7.5% (0.075) 4 Subtract line 3 from line 1. If line 3 is more than line 1, enter - - 8,006 5 State and local taxes. Taxes You Paid a State and local income taxes or general sales taxes. You may include either income taxes or general sales taxes on line 5a, but not both. If you elect to include general sales taxes instead of income taxes, check this box 5a 4,950 4,170 5b 5c 765 b State and local real estate taxes (see instructions) c State and local personal property taxes d Add lines 5a through 5c e Enter the smaller of line 5d or $10,000 ($5,000 if married filing separately) 6 Other taxes. List type and amount 5d 9,885 5e 9,885 6 7 Add lines 5e and 6 7 9,885 Interest You Paid 8 Home mortgage interest and points. If you didn't use all of your home mortgage loan(s) to buy, build, or improve your home, see instructions and check this box a Home mortgage interest and points reported to you on Form 1098. See instructions if limited b Home mortgage interest not reported to you on Form 1098. See instructions if limited. If paid to the person from whom you bought the home, see instructions and show that person's name, identifying no., and address 8 9,970 Caution: Your mortgage interest deduction may be limited (see instruction) 8b 8c 8d 8e 9,970 9 c Points not reported to you on Form 1098. See instructions for special rules d Mortgage insurance premiums (see instructions) e Add lines 8a through 8d 9 Investment interest. Attach Form 4952 if required. See instructions 10 Add lines Be and 9 11 Gifts by cash or check. If you made any gift of $250 or more, see instructions 12 Other than by cash or check. If you made any gift of $250 or more, see instructions. You must attach Form 8283 if over $500 10 9,970 11 2,135 Gifts to Charity Caution: If you made a gift and got a benefit for it, see instructions. 12 13 Carryover from prior year 13 14 Add lines 11 through 13 14 2,135 15 Casualty and theft loss(es) from a federally declared disaster (other than net qualified disaster losses). Attach Form 4684 and enter the amount from line 18 of that form. See instructions 15 Casualty and Theft Losses Other Itemized Deductions 16 Otherfrom list in instructions. List type and amount 16 17 29,996 17 Add the amounts in the far right column for lines 4 through 16. Also, enter this amount on Form 1040 Total or 1040-SR, line 9 Itemized 18 If you elect to itemize deductions even though they are less than your standard Deductions deduction, check this box For Paperwork Reduction Act Notice, see the Instructions for Forms 1040 and 1040- SR. Cat. No. 17145C Schedule A (Form 1040 or 1040-SR) 2019 In 2019, John and Shannon O'Banion, who live at 3222 Pinon Drive, Mesa, CO 81643, file as married filing jointly. John's social security number is 412-34-5670 (date of birth 5/12/1981), and Shannon's is 412-34-5671 (date of birth 11/3/1983). John and Shannon had qualifying health care coverage at all times during the tax year. John's W-2 contained the following information: Wages (box 1) = $ 66,346.74 Federal w/H (box 2) = $ 5,224.75 Social security wages (box 3) = $ 66,346.74 Social security w/H (box 4) = $ 4,113.50 Medicare wages (box 5) = $ 66,346.74 Medicare W/H (box 6) = $ 962.03 Shannon did not work for the year due to a medical condition but did receive unemployment compensation of $2,711 for the year with no federal withholding. In the same year, they had the following medical costs: $ 3,150 10,350 835 Shannon's prescribed diabetes medication Shannon's hospital charges Shannon's regular physician visits Shannon's eye doctor Shannon's diabetes blood testing supplies Insurance reimbursements 75 685 1,910 In addition, they had the following other expenses: $ 4,950 4,170 500 765 State income taxes Real estate property taxes Car loan interest Personal property taxes Cash charitable contributions (made ratably throughout the year to their church) Mortgage interest expense Union dues for John Tax preparation fees 2,135 9,970 575 175 1040 PG 1 1040 PG 2 Schedule 1 Schedule A Page 1 of Form 1040. Use provided information and follow instructions on form. Department of the TreasuryInternal Revenue Form 1040 Service (99) 2019 OMB No. 1545-0074 IRS Use Only-Do not write or staple in this space. U.S. Individual Income Tax Return Filing Status Single Married filing jointly Married filing separately (MFS) Head of household (HOH) Qualifying widow(er) (QW) Check only If you checked the MFS box, enter the name of spouse. If you checked the HOH or QW box, enter the child's name if the qualifying person is one box a child but not your dependent. Your first name and middle initial Last name Your social security number (Enter as XXX-XX-XXXX) John O'Banion 412-34-5670 If joint return, spouse's first name and middle initial Spouse's social security number (Enter as XXX-XX- Last name XXXX) Shannon O'Banion 412-34-5671 Home address (number and street). If you have a P.O. box, see instructions. Apt. no. Presidential Election Campaign 3222 Pinon Drive Check here if you, or your spouse if filing jointly, want $3 to go to this fund. Checking a box below will not City, town or post office, state, and ZIP code. If you have a foreign address, also complete spaces below (see instructions). change your tax or refund. Mesa, CO 81643 You Spouse Foreign country name Foreign province/state/county Foreign postal code f more than four dependents, see instructions and here Standard Someone can claim: You as a dependent Your spouse as a dependent Deduction Spouse itemizes on a separate return or you were a dual-status alien Age/Blindness You: Were born before January 2, 1955 Are blind Spouse: Was born before January 2, 1955 Is blind Dependents (see instructions): (2) Social security number (3) Relationship to you (4) if qualifies for (see instructions): (1) First name Last name (Enter as XXX-XX-XXXX) Child tax credit Credit for other dependents 1 Wages, salaries, tips, etc. Attach Form(s) W-2 1 66,347 2a Tax-exempt interest 2a 2b 3a Qualified dividends 3a b Taxable interest. Attach Sch. Bif required b Ordinary dividends. Attach Sch. B if required b Taxable amount 3b 4a IRA distributions 4a 4b c Pensions and annuities 4c d Taxable amount 4d Standard Deduction for- Single or Married filing separately, $12,200 Married filing inintly or 5a Social security benefits 5a b Taxable amount 5b 6 Capital gain or loss). Attach Schedule D if required. If not required, check here 6 7a Other income from Schedule 1, line 9 7a 2,711 b Add lines 1, 2, 3, 4, 40, 5b, 6, and 7a. This is your total income 7b 69,058 8a Adjustments to income from Schedule 1, line 22 8 Qualifying widow(er), $24,400 Head of household, $18,350 If you checked any box under Standard Deduction, see instructions. b Subtract line 8a from line 7b. This is your adjusted gross income 8b 69,058 9 Standard deduction or itemized deductions (from Schedule A) 9 29,996 10 Qualified business income deduction. Attach Form 8995 or Form 8995-A 10 11a Add lines 9 and 10 11a b Taxable income. Subtract line 11a from line 8b 11b 29,996 39,062 Form 1040 (2019) For Disclosure, Privacy Act, and Paperwork Reduction Act Notice, see separate instructions. Cat. No. 11320B 1040 PG 1 1040 PG 2 Schedule 1 Schedule A Page 2 of Form 1040. Some information does not carry over from Page 1. Form 1040 (2019) John O'Banion Shannon O'Banion Page 2 412-34- 5670 (2) 4972 12a Tax (see inst.) Check if any from Form(s): (1) 8814 (3) 12a 4,495 X b Add Schedule 2, line 3, and line 12a and enter the total 12b 4,495 13a Child tax credit or credit for other dependents 13a 0 b Add Schedule 3, line 7, and line 13a and enter the total 13b 0 14 Subtract line 13b from line 12b. If zero or less, enter -O- 14 4,489 X 15 15 Other taxes, including self-employment tax, from Schedule 2, line 10 16 Add lines 14 and 15. This is your total tax 16 4,489 5,225 17 Federal income tax withheld from Forms W-2 and 1099 17 18 Other payments and refundable credits: a Earned income credit (EIC) 18a If you have a qualifying child, attach Sch. EIC If you have nontaxable combat pay, see instructions. b Additional child tax credit. Attach Schedule 8812 18b c American opportunity credit from Form 8863, line 8 18c d Schedule 3, line 14 18d e Add lines 18a through 18d. These are your total other payments and refundable credits 18e 0 19 5,225 20 Refund 21a Savings Direct deposit? See instructions. 19 Add lines 17 and 18e. These are your total payments 20 If line 19 is more than line 16, subtract line 16 from line 19. This is the amount you overpaid 21a Amount of line 20 you want refunded to you. If Form 8888 is attached, check here b Routing number c Type: Checking d Account number 22 Amount of line 20 you want applied to your 2020 estimated tax 23 Amount you owe. Subtract line 19 from line 16. For details on how to pay, see instructions 24 Estimated tax penalty (see instructions) 22 23 Amount You Owe 24 Name(s) shown on Form 1040 or 1040-SR Your social security number (Enter as XXX-XX-XXXX) John O'Banion Shannon O'Banion 412-34-5670 Part I Additional Income Taxable refunds, credits, or offsets of state and local income taxes 1 1 2a Alimony received 2a b Date of original divorce or separation agreement (see instructions) Business income or loss). Attach Schedule C 3 3 4 Other gains or losses). Attach Form 4797 4 5 5 Rental real estate, royalties, partnerships, S corporations, trusts, etc. Attach Schedule E Farm income or loss). Attach Schedule F 6 6 7 Unemployment compensation 7 2,711 8 Other income. List type and amount 8 9 9 2,711 Part II Combine lines 1 through 8. Enter here and on Form 1040 or 1040-SR, line 7a Adjustments to Income Educator expenses 10 10 11 Certain business expenses of reservists, performing artists, and fee-basis government officials. Attach Form 2106 11 12 Health savings account deduction. Attach Form 8889 12 13 Moving expenses for members of the Armed Forces. Attach Form 3903 13 14 14 15 15 16 16 17 Deductible part of self-employment tax. Attach Schedule SE Self-employed SEP, SIMPLE, and qualified plans Self-employed health insurance deduction Penalty on early withdrawal of savings Alimony paid Recipient's SSN Date of original divorce or separation agreement (see instructions) 17 18a 18a b 19 IRA deduction 19 20 Student loan interest deduction 20 21 Reserved for future use 21 Add lines 10 through 21. These are your adjustments to income. Enter here and on Form 1040 or 1040-SR, line 22 8a 22 0 For Paperwork Reduction Act Notice, see your tax return instructions. Cat. No. 71479F Schedule 1 (Form 1040 or 1040-SR) 2019 THIS FORM IS A SIMULATION OF AN OFFICIAL U.S. TAX FORM. IT IS NOT THE OFFICIAL FORM ITSELF. DO NOT USE THIS FORM FOR TAX FILINGS OR FOR ANY DIDAPATUTULAMALATIVAL 2000 a... La OMB No. 1545-0074 SCHEDULE A (Form 1040 or 1040-SR) Itemized Deductions 2019 Department of the Treasury Go to www.irs.gov/Schedule A for instructions and the latest information. Attach to Form 1040 or 1040-SR. Caution: If you are claiming a net qualified disaster loss on Form 4684, see the instructions for line 16. Internal Revenue Service (99) Attachment Sequence No. 07 Name(s) shown on Form 1040 or 1040-SR Your social security number 412-34-5670 O'Banion Shannon O'Banion Caution: Do not include expenses reimbursed or paid by others. John Medical and Dental Expenses 1 13,185 1 Medical and dental expenses (see instructions) 2 Enter amount from Form 1040 or 1040- 2 SR, line 8b 69,058 3 5,179 3 Multiply line 2 by 7.5% (0.075) 4 Subtract line 3 from line 1. If line 3 is more than line 1, enter - - 8,006 5 State and local taxes. Taxes You Paid a State and local income taxes or general sales taxes. You may include either income taxes or general sales taxes on line 5a, but not both. If you elect to include general sales taxes instead of income taxes, check this box 5a 4,950 4,170 5b 5c 765 b State and local real estate taxes (see instructions) c State and local personal property taxes d Add lines 5a through 5c e Enter the smaller of line 5d or $10,000 ($5,000 if married filing separately) 6 Other taxes. List type and amount 5d 9,885 5e 9,885 6 7 Add lines 5e and 6 7 9,885 Interest You Paid 8 Home mortgage interest and points. If you didn't use all of your home mortgage loan(s) to buy, build, or improve your home, see instructions and check this box a Home mortgage interest and points reported to you on Form 1098. See instructions if limited b Home mortgage interest not reported to you on Form 1098. See instructions if limited. If paid to the person from whom you bought the home, see instructions and show that person's name, identifying no., and address 8 9,970 Caution: Your mortgage interest deduction may be limited (see instruction) 8b 8c 8d 8e 9,970 9 c Points not reported to you on Form 1098. See instructions for special rules d Mortgage insurance premiums (see instructions) e Add lines 8a through 8d 9 Investment interest. Attach Form 4952 if required. See instructions 10 Add lines Be and 9 11 Gifts by cash or check. If you made any gift of $250 or more, see instructions 12 Other than by cash or check. If you made any gift of $250 or more, see instructions. You must attach Form 8283 if over $500 10 9,970 11 2,135 Gifts to Charity Caution: If you made a gift and got a benefit for it, see instructions. 12 13 Carryover from prior year 13 14 Add lines 11 through 13 14 2,135 15 Casualty and theft loss(es) from a federally declared disaster (other than net qualified disaster losses). Attach Form 4684 and enter the amount from line 18 of that form. See instructions 15 Casualty and Theft Losses Other Itemized Deductions 16 Otherfrom list in instructions. List type and amount 16 17 29,996 17 Add the amounts in the far right column for lines 4 through 16. Also, enter this amount on Form 1040 Total or 1040-SR, line 9 Itemized 18 If you elect to itemize deductions even though they are less than your standard Deductions deduction, check this box For Paperwork Reduction Act Notice, see the Instructions for Forms 1040 and 1040- SR. Cat. No. 17145C Schedule A (Form 1040 or 1040-SR) 2019
