Please type your answers for part A and B

3. Case Study : You are given the following information about Shirley. Life Situation Financial Data (HK$) Single Monthly income $7,000 Age 22 Living expenses $3,000 No dependents Personal property $20,000 Final year college student Savings $5,000 Student loan $15,000 Credit card outstanding $2,500 She is eager to open an online beauty product shop after she graduated from the college. She is now studying business while working part-time at a cosmetics shop. She is living with her family without the need to worry about housing expenses. However, she uses her credit cards regularly for beauty products, clothing, and entertainment. Her personal property consists of a 2-year-old laptop computer, a mobile phone and a camera. A. Based on her current situation, what should be the personal financial decisions that she may have to consider now? Give some suggestions for her short, intermediate, and long-term goals. B. What type of time value of money concepts/calculations would be helpful for her to achieve her goals