pls with step and formula

5-2 Future Values 5-7 Future Value of an Ordinary Annuity Problem 5-33 Required lump sum payment Starting next year, you will need $10,000 annually for 4 years to complete your education. (One year from today you will withdraw the first $10,000.) Your uncle deposits an amount today in a bank paying 6% annual interest, which will provide the needed $10,000 payments. a. How large must the deposit be? Round your answer to the nearest cent. b. How much will be in the account immediately after you make the first withdrawal? Round your answer to the nearest cent