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Plz give me some steps. Find the value at time t=0 of an annuity with n=15 payments at the end of each year. The first

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Find the value at time t=0 of an annuity with n=15 payments at the end of each year. The first payment is $3000 and each successive payment is increased by $700. The annual effective rate of interest is i = 3.8%. Hint: This is the present value of a (P,Q) annuity-immediate with P=$3000 and Q=$700. Enter your answer to the nearest cent

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